Loan Options
Choose from our wide range of loan products designed to meet your personal, business, and educational financial needs with competitive rates and flexible terms.
Personal Loans
Quick cash for emergencies, bills, or personal needs with flexible repayment terms.
- Loan amounts: ₦10,000 - ₦500,000
- Repayment: 3 - 12 months
- Interest rate: From 5% per month
- Quick approval in 2 minutes
Business Loans
Grow your business with affordable financing tailored for SMEs and startups.
- Loan amounts: ₦50,000 - ₦2,000,000
- Repayment: 6 - 24 months
- Business registration required
- Flexible repayment schedules
Student Loans
Education funding with flexible repayment terms for tuition, training, or certifications.
- Loan amounts: ₦20,000 - ₦200,000
- Repayment: Up to 12 months after graduation
- Valid student ID required
- Discounted interest rates
Car Loans
Vehicle financing with fixed monthly payments and competitive interest rates.
- Loan amounts: ₦200,000 - ₦5,000,000
- Repayment: 12 - 84 months
- Vehicle inspection required
- Insurance coverage needed
Mortgage Loans
Long-term property financing for home purchase or construction projects.
- Loan amounts: ₦1,000,000 - ₦50,000,000
- Repayment: Up to 25 years
- Property valuation required
- Life insurance coverage needed
Education Loans
Invest in your future with low-interest loans for tuition, training, or certifications.
- Loan amounts: ₦50,000 - ₦1,000,000
- Repayment: 6 - 18 months
- Educational institution verification
- Grace period available
Important Note: Personal loans requiring full repayment within 60 days are not offered by 9loan. All our loan products offer flexible repayment terms from 3 months to 25 years depending on the loan type.